此次金融危机对世界各国而言都是一场巨大的灾难,由于经济全球化的发展,我国自然也无法幸免于难。在这一前提下,深入研究爆发危机的各种原因,并加以防范,已成为当前急需解决的问题。本文在已有的研究基础上,通过文献研究法和描述性研究法,对此次危机中出现的一些现象及理论加以叙述和解释,通过现象发掘本质。此次危机的发生是美国**市场经济治理思想、新自由主义思潮、扭曲的国际货币体系以及监管的缺失等因素共同作用的结果。在危机愈演愈烈、全球经济增长放缓的大环境下,从根本原因出发,采取适当的策略应对危机带来的各种负面影响,就显得尤为迫切和重要。关键词:金融危机,国际货币体系,新自由主义,监管,高杠杆率 the financial cr**** in terms of the world ** a huge d**aster,as a result of the development of economic globalization,china can not survive naturally.in that context,the outbreak of the cr**** in-depth study of a variety of reasons,and prevention,has now become urgent problems. in th** **,the research has been based on research literature and descriptive study of the cr**** emerged in some of the practices and theories to be described and explained by the phenomenon of nature to explore. the cr**** ** the american model of market economy treatment ideology,the neo-liberal ideas and d**torted the international monetary system,as well as lack of superv**ion of the joint effect of factors such as the results. growing cr****,the slowdown in global economic growth environment,starting from the root causes and adopt appropriate strategies to deal with the cr**** brought about by a variety of negative effects,** particularly urgent and important. keywords:financial cr****,the international monetary system,the new liberali**,regulation,high-leverage ratio