英语口语考试 话题是personal finance（个人理财）

21st century ** the century of technology.nowadays,technology ** everywhere around us.the development of technology has a significant affact toward the society.several technologies that we usually use are the internet,computer,and cellphone.these new technologies make our life much easier and better.
first,the development of computer changes our life.decades ago,people needed to do lots of complex calculation on hand because they did not h**e computer,and obvious,they did not h**e the software for calculation.as the result of that,people spent hours on the equations that a computer can solve in just a minute.since the development of computer,people are able to use some kind of software to compute lots of complex functions and mathematical calculation.computer becomes the most helpful equipment for the scienc**ts because they can use their time efficiently.
also,internet ** another useful tool for us today.the development of internet brings a great impact toward the society.instead of going to library and fliping all the books to figure out some **rmation,we can just simply use a mouse and click on the website to do research.the internet leads us to a place where we can find unlimited **rmation and resources.it makes our life much easier and better.
the last technology ** cellphone.nowadays,many people h**e a cellphone.but it just appears on the market for about 10 years.it ** very convenience to the users because we can talk to anyone we want with a phone as **all as a wallet.also,we can communicate with others by making a phone call instead of sending letters.it ** very fast and useful way to communicate.
in conclusion,i believe the development of technology brings significant impact to our life.it ** very helpful to us and i believe technology will keep improving in future.
i hope it helps!