仅供参考,希望对你有所帮助 1.1 background 1.1.1 real**tic background in the import and export trade of payment by l/c of th** way, the proportion of apparent accounted for optimal, but the credit r**k and settlement of increasingly attracted people's attention, import and export trade both sides, the bank in all parties face the r**k of credit r**k, h**e different degree. in the method of settlement of l/c, both parties in commercial credit increased in the bank credit, solve the double delivery and payment in the aspects of contradiction, reduces the r**k and reduce the burden on both sides of the funds, promote transaction smoothly, so trade both sides are willing to use th** settlement. however, due to the l/c the defects of itself, the credit r**k ** emurging. at present, the credit r**k and prevent th** problem of research has important practical significance, it will further will lead people to face the r**k of l/c, strengthening preventive measures, the use of credit to on the right track. 1.1.2 research situation credit r**k ex**ts himself ** a well known fact on how to prevent and credit r**k problem to grind investigate, there are many articles' came from different angles, and everyone in law, until the level, h**e the deep research. the main function ** to provide credit bank credit guarantee the payment methods of international trade, and will not fin**h all eliminate r**k, and the world no one can completely eliminate r**k accounts tools. in in practice, the parties, including the l/c beneficiary and related to the applicant, credit bank will face the various r**ks. at present, many experts and scholars in/on the bbs in academic voiced their opinions, in international finance, credit textbook settlement of th** ** a statement, profound, 100 home. in the credit r**k prevention, everybody has the consensus ** that the credit r**k only h**e a profound understanding of, take strong measures against the r**k of l/c, also can be do. beijing jiaotong university major of master degree theses 120 in the credit r**k management research, r**k analys** of credit first and sources, from the performance mouth, exporters, bank etc, the r**k faced by analys** of r**k assessment, based on relevant card, transactions, credit r**k prevention aspects related research. according to credit r**k prevention measures, based on documents, the r**k of d**crepant docs, the poor quality of the documents for soft terms, r**k prevention of r**ks, based on r**k, can be divided into the body importers of preventive measures, exporters preventive measures, import and export trade both sides of the preventive measures, the banking sector the prevention measures, based on credit r**ks in the operation, credit r**k, fraud r**k, etc face to the corresponding research. theoretically, the credit r**k and its prevention study will h**e strong guidance meaning, it will give into one step guide correctly use both import and export trade of the credit accounts tools, closely against credit r**k of implicit, on the bas** of the theory of rich, with more mature, the settlement of flexible use of credit settlement. conclusion anyhow, the credit accounts of r**ks, ** based on the transaction between the parties understanding of international settlement, and fully familiar with international trade on the bas** of practice. in practice, both to the whole body trade flow to h**e accurate grasp of, and to h**e full attention to details. in the long term, the work experience accumulation, ** very important to deal with more business development and to strengthen the relationship between management. in th** thes**, the source of credit r**k i practice process ** introduced, in the form of a flowchart that, the l/c that process each link, and each link of the body, which involves the credit operation ** the first step of r**k analys**, secondly, from importers and exporters, banks and other different angle, to the l/c the r**k analys** and r**k identification and evaluation, finally, on how to guard against credit the r**k of card, based on documents, r**k subject, etc are expounded respectively, and puts forward the r**k preventive measures. essentially, to prevent the r**k of real credit, the key ** to attention all transactions credit, hold the key link of trading, market **rmation, using a bank, in a more efficient way method, promote the normal development of international trade, maintain good international economic order. 翻译: 1.1背景, 1.1.1现实背景 在进出**易中以信用证付款的比例,明显的量 最优,但其信用风险和解决日益引起人们的重视、进出口贸易于一体的两面,银行 在所有的政党面临的风险、信用风险有不同的程度。 在处理方法的信用证,双方在商业信贷增长的银行信贷,解决了双 交货和付款方面的矛盾,降低了风险和减轻负担两边的基金,促进 交易顺利,所以交易双方都愿意使用这个解决方案。然而,由于信用证 本身的缺陷,信用风险日益凸现。 目前,信用风险,防止这一问题的研究具有重要的现实意义,它会的 进一步将会导致人们去面对风险的信用证,加强防范措施,使用** 在正确的轨道。 1.1.2研究现状 信用风险存在自己是一个人所共知的事实对如何预防和信用风险问题 调查中,有许多物品”是从不同的角度,每个人都在法律允许的范围内,直到水平,有 在深入研究。 本产品的主要功能是提供信贷银行信用担保付款方式的国际贸易,并且不会结束 所有减少风险,世界上没有人可以完全消除危险tools.帐户 在实践中,各方,包括了有关的信用证受益人和申请人、信贷银行将面临考验 不同的风险。 目前,许多专家学者的学术/ bbs上,发表了自己的看法 国际金融、信用教科书解决这一声明,深刻,100 回家。信用风险防范,每个人都有一致的信贷风险 有深刻的认识,采取强硬的措施对风险的信用证,也可以 做自己想做的事。 北京交通大学硕士学位论文 120 信用风险管理研究、风险分析;信誉第一、来源,从性能 口、出口商、银行等,面临的风险分析的基础上,对风险评估有关 卡、交易、信用风险防范方面的相关研究。 据信用风险防范措施,基于文件、风险单据不符, 质量差的文件,防范风险的软条款风险,根据风险、可分为身体 进口商的预防措施,出口商的预防措施,进出口贸易双方的预防措施,银行业 预防措施:诚信为经营风险、信用风险、欺诈风险等 面对到相应的研究。 从理论上讲,信用风险及其预防研究将有较强的指导意义,它将成为一种文化 步骤正确引导使用进出口贸易账户的工具,接近的信用风险的, 在理论的基础上,以丰富、更成熟的灵活运用信贷结算。 结论 总之,信用帐户的风险,是基于双方的交易 了解国际结算,完全熟悉国际贸易实践的基础上。在实践中,既整体 身体贸易流程有准确的把握,并有充分注意细节。从长远来看,这项工作经验 积累,是非常重要的处理更多的商业发展之间的关系,加强管理。 在这篇文章里,我的信用风险的来源作了介绍,并在实践过程流程图的形式, 信用证过程中的各个环节、各个环节,包括身体的信贷业务 第一步是对风险分析;其次,从进口商和出口商,银行和其他不同的角度,对信用证 风险分析和风险识别和评价,最后,对如何防范信贷 风险的卡片,基于文件的主体等方面,阐述了风险,并提出了风险 预防性的措施。从本质上说,为了防止真正的信用,关键是要注意所有的交易 信用、持有的关键环节,收集市场信息,利用交易银行,以更有效的方式 方法,促进国际贸易的正常发展,保持良好的国际经济新秩序。 20210311