下段急需英文翻译(事后会追加给分)谢谢了
Story Mark故事印记
2024-11-15 20:07:11
最佳回答
along with the economical development and consumption pattern turningto a new generation, inhabitant's expense way also changes insynchronization, "expends by the self- s**ings lag" transforms"expends ahead of time into the credit support", enters the consumercredit time. the commercial bank in the traditional industry andcommerce enterpr**e loan business foundation, competed day by day forthe adaption intense banking industry and meets consumer's need todevelop the housing expense credit operation. the housing expensecredit ** financial organ and so on bank for sat**fies the inhabitantto purchase the credit loan service which the housing the demandprovides. follows individual housing expense credit which the housingsystem reform unceasingly deepens produces, ** the social economydevelopment and the bank finance development inevitably choice.according to the recent research indicated the housing expense creditoperation already became one of global commercial bank profit incomehighest loan businesses. while real estate credit operation swift andviolent development, also causes the housing credit r**k gradually tobecome the commercial bank to manage the r**k an important aspect. th** article has carried on the thorough analys** to the housingcredit r**k formation way, such as the macroeconomic policy adjustmentchange, the legal system laws and regulations not necessary, the realestate market system ** not perfect, the property right reg**trationsystem standard, the society does not superv**e factor and so onoutside strength, mainly also has promulgated following severalaspects: the loan person initiates r**k; developer initiation r**k;bank own initiation r**k; loan contract initiation r**k; mortgageinitiation r**k; fluid r**k. and proposed the corresponding solutionand the strategy: the commercial bank should enhance theunderstanding, rationally development real estate credit operation;vigorously opens up the real estate financing channel, the realizationcapital source multiplication; must establ**h the highly effectivecomplete records management system; establ**hes the compulsory legalnotarization system. between the bank and the customer credit beh**iorshould receive the legal protection, regardless of the loan personwants or not, th** point must enforce, th** not only ** to the bankbenefit guarantee, also ** to the customer benefit guarantee;strengthens the housing loan the r**k management, after will guardagainst the work pretage, strengthens the loan to manage; the attenionrepays the r**k the forecast; strengthens the social morals and thecredit construction, the consummation personally drafts the lettermanagement system. 住房信贷:housing credit形成途径:forms the way加强管理:strengthens the management加强建设:strengthens the construction 20210311
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