高分，英语高手们，谁能帮我翻译一下，满意追加

楼花 楼花是地产物业市场的一个名词，是一种投资工具不动产期货，指该地产发展项目还未完成，由**创造。1954年，**眼见人口渐多，地产业大有可为，成立了立信置业有限公司，开始拆旧楼建新楼。**首创预售楼花的做法，成为划时代的创举，又创下印备售楼说明书促销的办法，大受好评，其他地产商也纷纷效法。 20世纪50年代后，**人口从50万陆续增加到100万。人口剧增，住房严重不足，加上工商业勃兴，形成对土地和楼宇的庞大需求。**审时度势，认定**房地产业势必大有发展。早在1953年初，他已开始经营房产业，成立了一家房地产公司。过去人们购置物业往往作为祖业传给子孙收租，**期很长。**则首创预售“楼花”，并提倡分期付款。“卖楼花”顿时成为**房地产市场的一大经营特色。全港都疯狂了似的，许多人卷进房地产业的旋涡里。从1955年到1965年10年间，**地产业蓬勃发展。 虽然他受到运营资金的限制，但他能够经过一番变通使环境对自己有利，他的做法也带动这个行业出现了新的增长点，他将房地产工业化，兴建住宅、写字楼、商场综合大厦，分层、分单元出售。在地未购、房未建的时候，预先把将要建筑的楼宇分层出售，再用预售收来的资金建筑楼宇。这种预售楼花，分期付款的方法大受买家欢迎。一时成为**房地产市场的一大经营特色。全港仿佛卷进了房地产业的旋风里，从1955年到1965年10年间，大约是**地产业蓬勃发展的时期。直接的，房地产业可以推动工业发展，而相应也带起旅游、商业、饮食业，甚至金融业的发展，整个**的繁荣，可以说地产是一个关键的推动力。 地产发展项目以楼花方式发售，对地产发展商最有利，在现金流方面而言，先收钱，一年半载之后才交货。 在物业买家方面，投资风险是最高，因为有“隔山买牛”的现象，除了有现金流、银行按揭、利息等风险之外，还有例如发展商的诚信、当地法律对投资者的保护、烂尾楼及缩水楼等潜在风险。楼花虽然有一定的风险，而且在**炒楼花属于投机行为，是被禁止的。但是不可否认，**创造的楼花的确给房地产界带来了巨大的变革。 ** **，****。男，广东番禺人。1923年5月生于**，2006年10月28日在北京因病逝世，享年84岁。 1953年创办霍兴业堂置业有限公司及有荣有限公司，任董事长，先后担任**地产建设商会会长，**中华总商会会长、永远名誉会长，**足球总会会长、永远名誉会长，国际足联执委，世界羽毛球联合会名誉**，****基本法起草委员会委员，****筹委会预备工作委员会副主任，****筹备工作委员会副主任，****推选委员会副主任等职。 在港台的亿万富翁中，**的知名度可以说是最高的。这不仅因为他个人资产大约有130亿港元，在1993年又当选为****！然而，**的出身，也许要算亿万富翁中最苦的一个！ **找到的第一份工作，是在一艘旧式的渡轮上当加煤工。在40多摄氏度以上高温的环境下干活，**满身大汗，衣服全都湿透了。虽然这份工作他干得非常吃力，但他还是想干下去，因为薪金虽低，也能帮补家里。可是他的身体实在太单薄了，顾得上铲煤就顾不上开炉门，刚上岗就被辞退了。不过，早年的艰辛和挫折，并没有打垮**，他在不断的失败中，取得了经验，积蓄起力量，等待着机会，他坚信自己总有崛起的一天！ **的一生是传奇的一生，也是爱国爱港爱乡的典范。他毕生的梦想是见到**兴旺，民族富强。多年来，他不断投入自己的财富、心血和精力，一心一意地为实现祖国现代化而努力中，并为内地的发展做出了巨大的贡献。**曾经说过，“我本人不在故乡做生意，家乡的利润，基金会一块钱也不取！投资，捐赠，目的只有一个，就是希望**兴旺，民族富强。”据统计，霍先生一生共为**捐赠达40亿港元之多。英文：buildingthe building ** the property market ** a noun, it ** a kind of real estate investment tools, the real estate development of futures unfin**hed projects, the fok creation. in 1954, the fok ying tung estate becoming more and more people saw the emergence, lixin, began to open the new old building. fok, first booking a building in the world, and became a landmark building millio of promotion, specifications, and other developers follow succession.in the 1950s, hong kong's population has increased from 500,000 to 1m. population explosion, housing shortage, plus business boomed on land and buildings, the huge demand. fok, hong kong real estate situation that will greatly. early in 1953, he has already started early, establ**hed a housing estate company. in the past, people often maintain to purchase a property funds, cycle time g**e children loans long. fok, first booking "building", and advocate the instalment. "sell" suddenly become building hong kong real estate market of a business. hong kong ** crazy, many people in the real estate industry in the whirlpool. from 1955 to 1965 10 years, hong kong real estate vigorous development.although he was operating capital restrictions, but he can pass a f**orable environment for accommodation makes h** way also drive the industry a new growth point, he will build residential housing industrialization, building, office buildings, shopping, stratification, unit sale. on the ground, not built not purchase in advance, the building of the building to sell, reoccupy booking layered collected funds building. th** opens to booking a building, the installment of the method. hong kong real estate market became a management features. hong kong real estate as involver in the whirlwind, from 1955 to 1965, about 10 years of hong kong real estate ** booming period. direct real estate industry, promoting industrial development, and can also take up corresponding tour**m, commerce, catering, and even the whole industry development, the prosperity of hong kong, real estate ** a key impetus.real estate development project by way of sale, the building property developers in cash flow, the most f**orable terms, the money, yinianbanzai before delivery. in property buyers, investment r**k ** the highest, because there ** "normal" buy cow, except for a cash flow, the bank mortgage interest, such as developers, and r**k of integrity, local laws on investor protection, rotten poop and shrink and potential r**ks. although there are some r**k interests in china, and fry building belongs to the speculation, ** prohibited. but undeniable, to create the fok ying tung estate building has brought great changes.fokfok, vice chairman of the cppcc national committee. male, panyu, guangdong province. born in hong kong may 1923, on october 28, 2006 in beijing because of illness, died at the age of 84. founded in 1953, the hall huo real estate co., ltd and h**e glory co., ltd, chairman of hong kong real estate, construction, the hong kong chinese chamber of commerce association, honorary president of the hong kong football association, honorary president, chairman and executive fifa world badminton association, honorary president of the hong kong special admin**trative region, the drafting committee for the basic law of the hong kong special admin**trative region, the preparation committee, deputy director of the hong kong special admin**trative region, the preparatory work, deputy director of the hong kong special admin**trative region, deputy director of the selection committee.in **'s billionaire, fok's popularity ** the highest. th** ** not only because of h** personal assets approximately hk $13 billion in 1993 and was elected a vice-chairman of! however, henry fok, perhaps to the origin of the billionaire one!fok find first job ** in a ship, the old ferry fooled with coal. in more than 40 centigrade temperature wo**ng environment, fok sweat, clothes are wet through. although th** work he worked very hard, but he still want to do it, because although low salary, also can be unable to home. but h** body was too feeble to shovel coal will handle, its open door, just posts will be d**m**sed. however, the hardships and setbacks early, and no beat him in the fok ying tung, failure, experience, s**ings up strength, waiting for the chance, he believes oneself always h**e r**e day!fok's life was legendary love life, love ** patriotic. the port of township, h** dream ** to see h** country prosperous, the national prosperity. for many years, he put h** wealth, and energy, undivided attention to realize modernization of our motherland, and strive for the mainland in the development has made great contribution. fok once said, "i am not home business, the hometown of profits, nor take a dollar fund investment, donation, purpose! only one, ** the national prosperity prosperous nation, hope." according to stat**tics, mr kho**ovsky donation for china life 40 million hk dollar. 20210311